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Retirement Planning for the Savvy Retiree

Many people dread the thought of retirement. To most, it means the end of a reliable salary, too much alone time and settling down into a quiet routine.


However, more and more retirees are breaking the mould and taking advantage of their newfound freedom to do the things that they weren’t able to do while holding down a full-time job.

As you approach retirement, you should ensure that your retirement planning has been done with regards to your finances. If you’re still while away from retirement and wonder whether you should invest in a retirement annuity or property, then this blog post is the one that will assist you the most.

Retirement planning isn’t all about the finances, however, and how you spend your time can make a massive difference to how much you enjoy your golden years.

Here are our retirement planning tips for those who want a new lease on life in their golden years:






The best thing about retirement is that it gives you so much free time to pursue the interests that simply weren’t possible when you were working a full-time job. If you have been consistent and thorough in your retirement planning, then you’ll know exactly how much money you can spend.

Budget consistently and travel to the places that you have always wanted to go. Go on a safari in an incredible African country, swim with whales in Mexico, hike the Machu Picchu trail, take a cooking course in Thailand or simply explore the parts of Europe that you haven’t been able to see already.

You now have an unlimited number of ‘days off’ to spend on adventures – which is a sure fire way to keep you young at heart.


Hobbies, volunteering and mentoring


Many people have the misconception that when they retire, they are no longer useful – they feel as if they are no longer contributing to society in a meaningful way. But the truth is that retirement gives you the time to contribute to society in a way that isn’t purely financial.

Spend time doing the things you love and are passionate about, or even learn something new like a language or how to play an instrument. These will provide you with endless hours of entertainment and stop any boredom that might encroach on your free time.




If you’re passionate about a cause, think about volunteering for something linked to it. Animal shelters, children’s homes and charity shops are always grateful for a pair of helping hands. Mentoring is also a wonderful way to feel like you’re helping someone – give advice and assistance to those who were in a similar job to you or volunteer at an education centre for homeless teenagers. The list of things to do is really expansive and all it takes is the energy to put yourself out there.


Live abroad for a while


Whether or not your retirement planning includes living abroad, it’s definitely something that you should think about (especially if you haven’t lived overseas before). Not only is living in a foreign country an amazing experience that allows you to immerse yourself in a new culture and gives you an opportunity to learn a new language, it can also come with tax benefits – many countries are cheaper than the UK and most likely have much better weather.

This list from the Telegraph, showcases the top ten places for Britons to retire overseas.

Spain is number three on the list of great places to retire. With warm weather, a stable economy, low property tax, beautiful beaches and an amazing culture, it’s no surprise that the country is one of the world’s favourite retirement havens.

If moving abroad is part of your retirement plans, then Spain is the ideal place to start searching for the perfect retirement home. Have a look at our array of property for sale in Costa Blanca, or contact us for some expert advice and assistance in the Spanish real estate market.



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